Individual Dental Plans at a Glance.

Wherever you go, ODS goes with you - along with the nation's largest dental network, Delta Dental. With ODS individual plans, you are eligible to enroll in one of our dental plans at the time of your medical plan enrollment.

Benefits | Rates Delta Dental Premier

This popular, traditional fee-for-service product offers members access to the largest dental network available in Oregon and across the nation. Members can save money by seeking care from participating Premier providers.

Indemnity plan
DeductibleThe portion of an individual's applicable healthcare expenses that must be paid by the member in a given year before the insurance plan will start paying for treatment. applies to all services
Network includes more than nine out of 10 practicing dentists in Oregon

Benefits | Rates Delta Dental PPO

Like the Premier plan, this preferred providerA provider contracted within a network. By choosing a preferred provider, the member's out-of-pocket expenses will be less than if he or she chooses a physician outside the network. option offers access to the largest PPO network in Oregon and across the country. The Delta Dental PPO plan, however, offers a unique feature: it is the only PPO program in the nation with a built-in "safety net" that protects members from balance billing when they seek services outside of the PPO network.

DeductibleThe portion of an individual's applicable healthcare expenses that must be paid by the member in a given year before the insurance plan will start paying for treatment. waived for Class I services rendered by a participating PPO dentist
Largest PPO dental network in the state
Members are protected by the Premier safety net.

Benefits | Rates Dental Exchange

Dental Exchange offers Delta Dental Premier coverage to individuals and families that were previously covered on another plan.

Largest PPO dental network in the state
Choice of providers
Set Fees

Apply Online Now! or download paper application (PDF)
Download Individual Options Brochure (PDF)
Prospective Member FAQs
Limitations and Exclusions

Individual Dental Plan Highlights

Freedom to choose any licensed dentist
No waiting periods for Class 1 and Class 2 services
12-month waiting period for some Class 3 services*
Filed-fee savings from participating dentists
Increasing maximums
Pre-determination of benefits if requested in a pre-treatment plan
No claim forms
Prompt and accurate claims payment
Superior customer service

* Waiting period may be waived by creditable prior coverage from a comparable plan.

Oral Health, Total Health

Oral health research has shown a strong link between oral health and overall health. ODS believes when you see your dentist regularly and maintain a healthy mouth, you can help keep the rest of your body healthy, too.

Through our Oral Health, Total Health program, ODS offers additional preventive benefits to diabetics and pregnant women in their third trimester. ODS also provides other evidence-based dental benefits, including routine oral cancer exams and coverage for ViziLite and brush biopsy, two nonsurgical screenings designed to aid in the early detection of abnormal cells in the mouth.